Coverage for Las Vegas Homeowners - Centennial Hills, Aliante & Beyond

Homeowners insurance in Las Vegas, NV

Local coverage for every corner of Las Vegas

Looking for home insurance in Las Vegas, NV? From condos near Downtown and the Arts District to single-family homes in Centennial Hills, Aliante, and Spring Valley, we help you compare carriers and tailor coverage to the way you live. Our team explains options in plain language and keeps your policy aligned as life changes.

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What Matters Most

Coverage that fits your home and budget

A strong plan considers Dwelling, Other Structures, Personal Property, Loss of Use, Liability, and Medical Payments. We walk through endorsements like water backup or scheduled property for jewelry and art. If you’re bundling policies, we’ll outline how pairing home with auto can reduce total cost without giving up what you need.

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Neighborhood Know-How

Built for Las Vegas communities
HOA rules vary across Summerlin-adjacent neighborhoods, while older homes near downtown may benefit from different deductibles or updates. We’ll review roof age credits, alarm discounts, and the right liability limits for features like pools or trampolines. If you also commute across the valley, start with Las Vegas auto insurance to see bundle savings.

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Voices From The Valley

The amount of money James saved me on my home and auto insurance was insane! So glad I found such a dedicated company! James is really the go to guy for all my insurance needs. Thanks so much!

Ciera M.

Been with this company for over 2 years now. When my spouse and I bought a house we went from just car insurance to a car and home bundle. James is the best!

Colette M.

They have been the best insurance company I have had in a long time. Always helpful when I call and answer all my questions.

Michael S.

Questions Las Vegas Homeowners Ask Most

  • HOA master policy vs. your policy?

    Your HOA’s master policy typically covers the building exterior and common areas, while your policy handles “walls-in,” personal property, and liability. We’ll review your CC&Rs for condos and townhomes from Downtown high-rises to Summerlin-adjacent communities to align limits the right way.

  • Scheduled valuables?

    Standard policies have sub-limits for jewelry, art, and collectibles; scheduling raises those limits and can broaden coverage. We’ll walk through appraisals and itemization so treasured items—whether kept in Centennial Hills or near the Arts District—are properly listed.

  • What about wind, hail, or wildfire deductibles?

    Carriers offer different deductible options, including flat and percentage choices. We’ll compare how each affects your premium and out-of-pocket costs given local conditions around Red Rock winds, summer storms, and valley weather patterns.

  • Landlord vs. homeowners?

    If the property is a rental or short-term listing, you’ll need a landlord policy rather than a standard homeowners policy. We’ll outline coverage for the dwelling and liability, and remind tenants to carry renters insurance for their belongings.

  • Should I bundle my home insurance with auto?

    Often yes—multi-policy discounts can lower your overall premium and simplify billing. We’ll quote bundle options and show how pairing with your daily Las Vegas commute can impact total cost.

Carriers We Compare