Personal Insurance Plans

Homeowners Insurance

InsureWise LLC can help you choose the property insurance coverage you need to protect your home the way it protects you. Home insurance can help protect you from the unexpected by providing compensation for damage or destruction of a home from disasters. In addition, if your belongings are stolen or someone gets injured on your property, it can help cover repairs or replacement, temporary housing, legal fees and more. A homeowners policy is recommended for everyone who owns a home and are often required by your mortgage lender. If the unexpected happens, home insurance can help you restore your life back to normal.

Landlord / Rental Home Insurance

Protect your property investment with insurance coverage designed for rental property owners. A landlord insurance policy is designed to protect rental properties such as apartments, condominiums, and single or multi-family homes that you rent to others. Coverage generally includes the rental property itself, other structures such as shed or garage, and the landlord’s personal property such as appliances and household furnishings in the rental unit. InsureWise LLC can help you enroll in the best landlord policy to meet your needs.

Renters Insurance

Renters insurance can help protect you from damage or loss of your possessions when you rent a home or apartment. Renters insurance can help to cover more than just your personal property and additional living expenses if you have to leave your home due to a covered event. It can also help to protect you from personal liability too. And if you have spent time and money on alterations or improving the place you rent, under a renters policy, you may apply up to 10% of your personal property coverage to repair or replace the improvements made by you if damaged by a covered loss. Call InsureWise LLC to learn more about renters insurance today.

Condo Insurance

Even if your condo association has insurance, you likely still need your own condo insurance to help cover your personal property and personal liability. Condo insurance includes personal liability coverage such as if someone gets hurt while visiting the condo. It can also provide coverage for your electronics, furniture and other personal property. InsureWise LLC can help you navigate condo insurance plans.

Flood Insurance

Flood insurance goes beyond the coverage of a standard homeowners insurance policy and protects you from more severe types of water damage such as heavy rain, melting snow, and other severe storms. If you have secured a loan or a mortgage through a federally regulated or insured lender, and your property is in a Special Flood Hazard Area (SFHA) zone, the lender will require the purchase of flood insurance for your property. No matter whether you are required to buy flood insurance or you just want additional protection for your property, InsureWise LLC can help insure your investment with a flood policy today!

Auto Insurance

InsureWise LLC can help you get protection to give you peace of mind when you’re on the road! Auto insurance protects you against financial loss if you have an automobile accident. In the event of a collision or other car accident, the owner pays the premium and the insurance company agrees to pay their losses as defined in their policy. Auto insurance provides property, liability and medical coverage for damage to or theft of your car, legal responsibility to others for bodily injury or property damage and the cost of treating injuries, rehabilitation and sometimes even lost wages and funeral expenses.

Boat / Watercraft Insurance

Knowing that you, your passengers and your watercraft vessels are protected, can help you relax and enjoy your time out on the water. Boat insurance covers loss or damage to your boat and helps protect you financially for injuries or damage caused by covered mishaps including injury to others or their property while using your boat or other watercraft. Boat insurance even covers on-water towing should you require it. Call InsureWise LLC to learn more today!

Life Insurance

Everyone should have life insurance, whether you are just starting out or you are getting ready to retire. A life insurance policy can help you give your family a monetary benefit which translates to financial peace of mind if you are no longer there to provide for them. Specifically, life insurance can provide for income to an insured person’s family as well as money to pay for the funeral and other final expenses. Life insurance policies often allow the option of having the proceeds paid to the beneficiary either in a lump sum of cash payment or annuity. InsureWise LLC can advise you as to whether a term or whole life insurance policy is best for you.

Umbrella Insurance

Umbrella insurance liability coverage may go above and beyond your car and home insurance policies to help protect you from unexpected events. Umbrella insurance is extra insurance that provides protection beyond existing limits and coverages of your other policies. It can provide coverage for injuries, property damage, certain lawsuits, and personal liability situations. Call InsureWise LLC to learn more about umbrella insurance today!

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