Life insurance is a contract between an insurance company and a policyholder, where the policyholder pays premiums to the insurer in exchange for a death benefit that is paid out to designated beneficiaries upon the death of the insured person. The main purpose of life insurance is to provide financial security for loved ones in…
When it comes to insuring your home, there are going to be several factors that play a role in how much you pay for that coverage. A lot of the factors will have to do with the way that your home was constructed, credit history, claims history and other things like that. However, there are…
When you get into a car accident and especially if it is your first time, it can be very stressful. Not only do you need to deal with the accident, but then you will need to contact your auto insurance to file a claim and get your car fixed. Filing a claim isn’t as stressful…
When a business collects personal information on their employees or customers and then store that data, it is important that the business owner does everything in his power to protect that information. There are many steps a business owner can take to better protect their sensitive data. This can be done by having proper protocols…
Commercial auto insurance is a type of insurance policy that provides coverage for vehicles that are used for business purposes. This includes coverage for trucks, vans, cars, and other vehicles that are used to transport goods, materials, or people. One of the primary reasons why commercial auto insurance is important is that it provides protection…
When you have people that depend on you financially, it is important that you have coverage through a life insurance policy just in case something might happen to you. Many people choose term life insurance in the earlier years of life. However, if you purchased term life insurance many years ago, you may be getting…
When it comes to your auto insurance, you may wonder what difference the vehicle you drive will make on your premiums. Why do some vehicles increase your auto insurance while others are far cheaper. Some people don’t understand the number of considerations there are when it comes to insuring a vehicle. Today, and to better…
Many owners operate their businesses from the comfort of their homes. Just like any business, it needs to be insured just like any other brick and mortar operation. It is important to know that neither homeowners’ nor renters’ insurance policies cover home-based businesses for small business owners. It is wise to work with an insurance…
There are some plausible scenarios when a basic homeowners’ policy just isn’t enough. It is important to keep your insurance protection up to date as your career advances and your income increases. This helps prevents you from paying too much out of pocket in case of a claim as well as avoid expensive gaps in…
During the hot summer season, many people love to escape to the ocean or lakes and go boating and have fun times while making good memories. For those who have boats, jet skis, and other watercraft, the last thing on your mind may be insurance. For those with watercraft and boats there is a specialized…
