Situations that are unique to life on the road are experienced by RV owners. InsureWise can help you get the coverage for your Motorized RV or Towable RV insurance policy that are required in most states.
What Does RV & Trailer Insurance Cover?
When it comes to your recreational vehicle insurance coverages can include the following below.
Personal Effects Replacement Cost: Personal items in your RV that resulted from a covered loss can be replaced. Depending upon the state in which the RV is rated, you may also want to add Comprehensive and Collision coverage as well.
Total Loss Replacement: If your RV is totaled within its first four model years, this provides you with a new, comparably equipped RV. Typically, the settlement is the higher of the actual cash value at the time of loss or the original documented purchase price when the RV is in the fifth through seventh model years. The settlement is on an actual cash value basis after the seventh model year. Keep in mind, this varies according to state and coverage.
Vacation Liability: Any Bodily Injury and Property Damage losses that occur at your vacation site is recovered with this.
Emergency Expense Coverage: Due to a covered loss, this pays your expenses for hotels and transportation.
Medical Payments Coverage for RVs: Recreational Vehicle Medical Payments Coverage, and Medical Payments Coverage are also available when you want to ensure your RV is properly covered.
RV & Trailer Insurance
InsureWise can help you find coverage for your motorized recreational vehicles including Type A motorhomes, Type B motorhomes (van campers) and Type C motorhomes (mini motor homes), in addition to sport utility recreational vehicles. For towable RVs and travel trailers, InsureWise cand find coverage for the following:
– travel trailers equipped with expandable ends
– truck campers & folding camper trailers
– fifth-wheel travel trailers
– conventional travel trailers
To help you get the perfect customized policy that covers your RV and/ or trailers, call InsureWise and let us assist you!