Home Improvement Contractor Insurance

Like any business industry, home remodelers and improvement contractors face risks that can be better protected through proper insurance coverage. General liability is the most common insurance coverage among business owners because it covers a wide spectrum. With general liability and additional coverage, home remodelers want to ensure their business is protected and with InsureWise helping you gain the best coverage right for you and your business, you can count on protection for your home remodeling company.

General Liability Insurance for Home Improvement Contractors & Subcontractors

Examples of the coverage general liability insurance provides include:
– Property Damage
– Injuries Related to Personal and Advertising
– Medical Payments
– Defense and Judgment Legalities
– Bodily Injury

Is General Liability Insurance Required by Law?

Operating without it is extremely risky, though businesses aren’t legally required to carry general liability insurance. You could end up facing fees totaling hundreds of thousands of dollars if your business is sued. To help compensate for these damages is the only way to prevent this type of event from devastating your business, having a sufficient general liability insurance policy in place. Some conditions may result in a particular peril not being covered as this is not an exhaustive list of perils a general liability insurance policy will cover. To avoid blind spots in coverage, it is always best to talk to your agent in-depth about the specifics of your policy.

Home Improvement Contractor Insurance

Additional coverage ideal for home remodelers include business owners policy (BOP), commercial property insurance, commercial auto insurance, professional liability insurance, contractors tools & equipment insurance, and workers compensation insurance. It should be noted that a small business with a few workers will pay less for insurance than a large company. Call InsureWise today so we can discuss finding the best coverage for your home remodeling business.


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