Protection against a wide variety of risks routinely faced by plumbers and plumbing contractors comes from having the right insurance. Since one small mistake or accident could result in damages that drain a small business’s finances beyond recovery, adequate protection is essential. InsureWise can help you find the best plumbing insurance policy specific to your business.
What Insurance Does a Plumber Need?
General Liability Insurance: From accidents or mishaps a fundamental business liability coverage that protects plumbing contractors against lawsuits and other financial challenges. Because of your negligence, being held legally liable for flooding a customer’s kitchen for example.
Commercial Auto Insurance: Usually, commercial coverage is needed when vehicles used to travel to jobsites or transport supplies such as pipes, faucets and plumbing tools. For vehicles used for work purposes, typical auto policies generally have coverage limitations or exclusions.
Additional Coverage that Plumbing Contractors Need
Business Owner’s Policy (BOP): This includes coverage for your commercial building or personal property as an extension of general liability insurance.
Workers’ Compensation Insurance: For employees who become ill or injured at work, covers medical costs and a portion of lost wages.
Insurance for Plumbing Contractors
When it comes to your plumber contracting business, InsureWise understands your needs and takes your budget into account. Whether you work with a crew or on your own, you need the kind of coverage that you know has your back. The best plumbing insurance can be customized to your unique needs – and InsureWise can help you find it. With the accountability and responsibility plumbing contractors, you want to make sure you are properly covered, and we can help. We can design the right policy that can ensure you are protected and fits your budget. Call InsureWise today to get started finding the best coverage to meet your needs, answer your questions, and address any of your concerns. You can also fill out the quick and easy quote form below if you prefer.