A variety of common risks including paint spills, broken windows, falls, or almost anything else that could result in injury or costly property damage, can be protected by insurance for painting contractors. To overcome without the appropriate coverage in place, a single incident might be difficult, or even impossible. InsureWise can help protect your business and employees by finding you the best coverage for your needs. In order for you to secure a painters insurance policy that fits your specific business needs, we can connect you with one of our provider’s products.
How Much Does Insurance Cost for a Painting Company?
Because each has their own unique risk, the cost of painting insurance differs from business to business. Including exposure to risks, specific coverage needs and the number of employees, many factors influence the cost of painting insurance.
What Kind of Insurance Should a Painter Have?
General Liability Insurance: Before you can work for them, this is basic business liability protection for painters, and it’s often required by employers. For which you or your business are found legally liable, it can cover instances of bodily injury and property damage.
Commercial Auto Insurance Coverage: It should be listed on a commercial auto policy, vehicles that travel to jobsites or transport work supplies such as brushes, paint, and ladders. In case of a claim, operating your business under a typical auto policy puts you at great risk of being denied coverage. By painters including pickup trucks, vans and trailers, we insure the most common vehicles used.
Extra Insurance Coverage for Painters
Business Owners Policy (BOP): For commercial buildings and personal property, extends protection of a General Liability policy to include coverage.
Workers’ Compensation: While on the job, there is coverage for employees who become injured.
Painting Contractor Insurance
If you are a painting contractor, call InsureWise and we will help you get the proper coverage suitable for your business.