From accidental injuries or property damage to auto accidents or fires, roofing contractors are exposed to many hazards in the course of their work. Your company’s financial resources can experience a devastating effect with a costly lawsuit or accident. To financially protect your company, roofing contractors need to obtain a broad range of insurance policies. InsureWise LLC offers a helpful guide below.
Roofers Should have General Liability & Workers Compensation Insurance
It is important for roofing contractors to have general liability insurance, like any business owner, as well as worker’s compensation. These are the two primary types of roofing insurance that all roofing contractors should have.
General Liability: If the actions of you or your employees lead to property damage on a client’s site or injury to a non-worker, general liability insurance provides coverage.
Workers’ Compensation: While on the job and are unable to return to work, workers’ compensation covers your employees should they become sick or injured.
Other Insurance Coverages Needed
Additional types of insurance to consider as a roofing contractor includes:
– Commercial Vehicle Insurance. This protects your vehicles in transit from potential accidents, parked from vandals and other circumstances that can cause damage or injuries.
– Tool and Equipment Floater. This insurance coverage should be added on to general liability insurance and provides protection for your tools.
Roofing Contractor Insurance
When it comes to your insurance coverage as a roofing contractor, you can trust in InsureWise LLC to help you get optimal coverage that fits your budget and your needs. Contact us today to schedule your consultation where we can discuss your coverage options and keep yourself protected. InsureWise LLC can assist you in finding the best business insurance for your needs. Call us to get started today or click the link below to fill out a quick form.
