Umbrella Insurance

With quality service throughout the states of Nevada, Arizona and Utah, InsureWise LLC provides our clients with insurance coverage that is affordable and specific to each client. From your home, life and vehicles to your business, we can help you choose the right coverage. We work directly for you instead of an insurance company as InsureWise LLC is an independent insurance broker. Among the services and help we provide to our valued clients, InsureWise LLC includes umbrella insurance.

Is it Worth it to have an Umbrella Policy?

To provide protection beyond existing limits and coverages of other policies, umbrella insurance is extra insurance. In other words, if you are sued for damages above your primary liability limits, an umbrella policy helps pay what you owe. Injuries, property damage, certain lawsuits, and personal liability situations is provided coverage through umbrella insurance. Umbrella insurance policy works by helping you protect your assets and your future in two important ways.
1) When your homeowners, auto, and boat insurance policies limits are exhausted, umbrella insurance may provide coverage.
2) For claims that may be excluded by other liability policies including claims like false arrest, slander, libel, and liability coverage on rental units you own, umbrella insurance provides coverage.

Is Umbrella Insurance the Same as Excess Liability?

It should be noted that umbrella insurance is similar but not identical to excess liability insurance. While excess liability insurance gives you higher limits on the liability coverage you already have, most umbrella insurance also provides additional coverage that’s not included in your base insurance policies, such as paying out for legal fees and damages if you’re accused of libel or slander.

What is Umbrella Coverage Used For?

With an umbrella insurance from InsureWise LLC, you are covered beyond the limits of your other insurance policies, or for claims that may not be covered by liability policies. Liability coverage with umbrella insurance generally includes:
– Personal liability situations
– Injuries
– Damage to property
– Certain lawsuits

Umbrella Insurance Policies

To take advantage of the umbrella insurance insures you above and beyond the limits of those policies and covers some situations not covered by the other types of policies, call the experts of InsureWise LLC to ensure you are covered today!


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